How It Works

Our Services

Always Lend is a financial loan network that connects borrowers seeking short-term loans with payday loan lenders. The service works by providing lenders with a steady stream of leads, and providing borrowers with a simple and convenient way to access the funds they need.

How Always Lend Service Work?

Here's how the service works:

  • Borrowers submit a loan application through The application typically includes information such as the borrower's name, contact details, employment status, and requested loan amount.

  • Our system automatically evaluates the application and determines whether the borrower is a good match for one of its lender partners. The system takes into account a range of factors, including the borrower's credit score, income, and loan history.

  • If the borrower is a good match, the application is forwarded to the lender, who can then review the application and decide whether to make an offer to the borrower. If the lender decides to make an offer, the borrower is typically contacted by phone or email to discuss the terms of the loan.

  • If the borrower accepts the offer, the loan is processed and the funds are typically deposited into the borrower's bank account within one business day.

How to Qualify?

To qualify for a payday loans online through Always Lend, you will generally need to meet the following eligibility criteria:

  • Be at least 18 years of age or older

  • Be a legal resident of the United States

  • Have a valid email address and phone number

  • Have a verifiable source of income, such as a job or government benefits

  • Have an active checking account in your name

  • Meet any additional eligibility requirements of the lender in our network, which can vary depending on the state in which you live and other factors.

The specific eligibility requirements for a payday loan can vary depending on the lender and the state in which you live. In general, lenders in our network will review your application and assess your ability to repay the loan based on your income and other financial obligations.

It's important to note that meeting these eligibility requirements does not guarantee that you will be approved for a payday loan through Always Lend, as the specific terms and conditions of the loan will depend on a number of factors, including the lender's policies and the state in which you live. Additionally, payday loans can be a costly form of credit, and should only be used for short-term financial needs and emergencies.

Criteria for Choosing The Suitable Lender

When choosing a lender through Always Lend, there are several factors that borrowers may want to consider to ensure they are getting the best possible loan offer. These factors include:

  • Interest rate: The interest rate on the loan is one of the most important factors to consider, as it will determine the total cost of the loan. Borrowers should look for lenders with competitive interest rates that are comparable to other lenders in the market.

  • Fees and charges: In addition to the interest rate, borrowers should also consider the fees and charges associated with the loan, such as origination fees, late payment fees, and prepayment penalties. These fees can add up quickly and significantly impact the overall cost of the loan.

  • Loan term: The length of the loan term can also affect the total cost of the loan, as well as the borrower's ability to repay the loan. Longer loan terms may result in lower monthly payments, but can also result in higher total interest costs over the life of the loan.

  • Loan amount: Borrowers should look for lenders that offer loan amounts that meet their specific financial needs. Borrowing more than is necessary can lead to higher interest costs and potentially make it more difficult to repay the loan.

  • Reputation and customer service: It's also important to consider the reputation and customer service of the lender. Borrowers should look for lenders with a track record of fair and ethical lending practices, and who are responsive to borrower inquiries and concerns.

By carefully considering these factors and comparing loan offers from different lenders, borrowers can choose the loan that best meets their specific financial needs and qualifications.